Those who find themselves injured due to the actions of a close friend or relative often find themselves in an awkward position because nobody wants to allow a relationship to be destroyed over an argument about money or liabilities. When you’ve been injured as a passenger in someone else’s vehicle, however, you do have the right to be compensated for your injuries and the damages you are entitled to include the cost of your medical bills, lost wages and any pain and suffering you may have endured. Most people are afraid to take up an issue against a friend or family member when trying to recover these costs but don’t consider that the burden of payment rests on the at fault person’s insurance company in the majority cases.
Seeking Compensation as the Passenger in an Accident
If you’ve been injured in an accident and a friend or relative was found to be at fault for your injuries, you can address the recovery of monetary compensation in a manner which will not ruin your relationship. Insurance policies are sold for the purpose of providing financial assistance and protection in these types of situations and you should not feel guilty at all for expecting an insurance company to make good on its agreement to provide compensation to those harmed in an accident. When approached in this manner, you can seek to collect payment to provide for your expenses while not threatening your friend or family member’s personal finances.
What you are entitled to as the Victim in an Accident
Even at low speeds, injuries sustained in car accidents can be serious and require expensive treatment or ongoing care during the process of physical recover. More severe injuries may even require surgery or result in lifelong conditions and complications. The compensation that you are entitled to as the victim includes the following.
- The cost of medical treatment which includes initial treatment and diagnostic tests, surgery, physical therapy and medications.
- Recovery of wages lost due to the inability to work while recovering from injuries or the loss of potential income if the injuries result in permanent disability.
- Compensation for ongoing care in the event an injury results in a change of lifestyle such as if you have suffered from partial or complete paralysis, or if your child has suffered developmental complications related to his or her injuries.
- The value of pain and suffering endured as a result of the accident and the process of physical and emotional recovery.
Dealing with Insurance Companies
When you have been injured in an accident, you can expect resistance from insurance companies when filing a claim due to the lengths these companies will go to in order to minimize their losses. The most important decision that you can make prior to negotiating with an insurance company is to retain representation from a qualified personal injury lawyer. Insurance companies often try to dissuade claimants from seeking representation either by making threats or offering quick settlements that are not in the best interests of those filing claims. Those with legal representation are taken more seriously and insurance companies are more likely to settle with you if you have retained an attorney.
The Chicago Injury Center is happy to provide answers to the many questions accident victims and their families have regarding their rights and legal options. If you have been injured in an accident, contact us to schedule a free consultation with an attorney who can collect the details of your case and perform a more formal investigation of the matter in order to determine the value of your case and whether you should pursue legal action. If it is in your best interest to retain legal representation, the Chicago Injury Center will be able to help you find an experienced and qualified attorney who has experience working on cases similar to your own so that you can be assured that you are working with someone who has your best interests in mind.
Our consultations are completely free of charge and our attorneys only receive compensation if they are able to secure compensation on your behalf. If we fail to win or settle your case, our services will be at no cost to you.