No. If a driver caused a bicycle accident, his or her insurance company may send a variety of paperwork for the cyclist to sign following a crash. Frequently, the insurance company will send an injured rider a medical authorization which would allow the insurance company to retrieve medical records and bills for the individual. Though completely ‘legal’, an injured party has no responsibility to cooperate with an insurance carrier or other entity prior to the commencement of a lawsuit.
Typically, an insurance carrier will gather medical records or bills to evaluate their exposure related to a crash– so specific funds can be allocated to the resolution of the claim. Frequently, providing an insurance company with this information is not advantageous to an injured rider’s claim as such records may not accurately reflect the extent of their injury.
Consequently, most bike accident attorneys will advise their clients not to sign any documents prior to the commencement of litigation. Lastly, most medical authorizations generated by insurance carriers have no parameters relating to obtaining an individuals prior— or unrelated medical records. Think carefully before you sign an insurance company documents.