Full-sized pickup trucks are used for a variety of occupations as tools of the trade, as well as for personal use. Many construction companies, landscapers and other industries that need to carry large tools and supplies with them to a job site use pickup trucks as part of their fleet.
These trucks come in half, three-quarter and 1-ton varieties, making them heavier then most passenger vehicles on the road and dangerous to encounter in an accident. When an accident does occur, it is important to know your rights in receiving compensation for injuries, property damage and other financial losses.
Commercial Pickup Truck Accidents
Although most pickup trucks do not require a special license to drive and are considered passenger vehicles, they are often used as commercial vehicles. Many companies lease or buy pickup trucks for their workers to drive, which changes the dynamics of financial responsibility when they are involved in an accident. Not only is the driver of the truck responsible, but it is also possible that the company that owns the truck will be responsible as well. This can make accidents involving these company-owned trucks difficult to negotiate. Some of the issues to consider in an accident where the pick up truck was being used for work purposes are:
- Insurance. Pickup trucks used for commercial use may also have commercial vehicle insurance. It is important to know what is covered and how to maximize payouts with this type of insurance.
- Employer liability. If an employee was driving the truck, the owner of the truck or company that they work for may be liable for the accident.
- Worker compensation. Drivers that are injured in a pickup truck accident may be eligible for worker compensation.
Legal representation can be beneficial in pickup truck accidents where the truck was being used as a commercial vehicle. These accidents can be more complicated and having an attorney that understands the laws and insurance nuances can help victims in these types of accidents get the compensation that they deserve.
Pick Up Truck Rollover Accidents
Another issue that concerns pickup trucks, whether being used for personal or work use, is their tendency to rollover during an accident. Although any vehicle can rollover, vehicles that are taller are more likely to roll than a passenger car, such as SUV, vans and trucks. In fact, behind SUV types, pickups have the second highest vehicle rollover rate.
The National Highway Traffic Safety Association (NHTSA) studied rollover accidents involving all types of passenger vehicles over an eight-year period. Both in rollover accidents and in fatality rollover accidents, pickup truck had the second highest rate in both, with SUV types being the highest. Rollover accidents are dangerous to not only those in the vehicle, but others on the road as well.
In some cases, product issues such as tire or brake defects may lead to a truck rollover. In these accidents, it may be possible that a product liability case can be pursued if there is reason to believe these defects caused the pickup truck to rollover.
Chicago Pickup Truck Accident Lawyers
There are special circumstances in many pickup truck accidents that may require the help of a qualified vehicle attorney to ensure that you are fairly compensated. Complications like third party liability and commercial insurance can be frustrating for accident victims and are best handled by legal counsel. Chicago Truck Accident Attorneys are experienced in handling all types of vehicle accident cases, including complicated pickup truck accidents. Our initial consultation is free to discuss your case so call today for your appointment.